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Affordable care act

  • So what does this mean to the average person who works and has insurance coverage thru their jobs.

    All I know is the costs of insuring my family keeps skyrocketing and the medical care I get is getting worse. It seems harder and harder to get timely appointments with my PCP.

    I still don't know how Roberts justified it being a tax when clearly the intent was a penalty not a tax and was never put out as a tax. You would think that he would have said neigh to the penalty and say write up a bill with a defined tax.

    Either way (pass or no pass) the middle class is still screwed in this, as insurance costs continue to climb at extreme rates and I don't see that stopping. My job can't continue to eat the increased cost and i can't afford to pay any more out of pocket. It truly is a no win situation.

    TroyVUSC

  • GauchoGreg said...

    What was your favorite parts of Barcelona.

    How did you like Avignon?

    I decided to scrap Avignon, there were no hostels there. I could have bought a room for two in a hostel-type place, but I rolled solo. I was then going to go to Nice, but I met these two awesome Aussies in Paris, so I stayed an extra day there, and added an extra day to Barcelona, and the Aussies decided to travel with me there too. The train ride to Barcelona made me regret not spending more time in the south of France/Europe, but alas my internship started mere hours after I arrived so I didn't have the time.

    Next time.

    signature image

    I will not be working with you, but against you. - USC Outsider

    USCMichigander

  • TroyVUSC said...

    So what does this mean to the average person who works and has insurance coverage thru their jobs.

    All I know is the costs of insuring my family keeps skyrocketing and the medical care I get is getting worse. It seems harder and harder to get timely appointments with my PCP.

    I still don't know how Roberts justified it being a tax when clearly the intent was a penalty not a tax and was never put out as a tax. You would think that he would have said neigh to the penalty and say write up a bill with a defined tax.

    Either way (pass or no pass) the middle class is still screwed in this, as insurance costs continue to climb at extreme rates and I don't see that stopping. My job can't continue to eat the increased cost and i can't afford to pay any more out of pocket. It truly is a no win situation.

    One thing you will likely see pretty soon, is more companies dropping coverage for their employees. The costs of penalties will likely be incorporated into the pricing of goods and services, but the burden of dealing with health care, and the knowledge the law provides the subsidized coverage, will encourage businesses to drop coverage. They may wait until November/January, to see how the election goes, but many businesses have, no doubt, been waiting to see how the SCOTUS decision went.

    GauchoGreg

  • GauchoGreg said...

    I am so damned confused. The radio news guy just said that the court "upheld the law that requires us to buy comprehensive medical policy by 2014 or face a financial PENALTY". Haven't they got the memo that SCOTUS just re-wrote the law changing "PENALTY" to "TAX". Man, the news needs to get with the times, and start recognizing that the Legislative Branch, the Executive Branch (see NLRB, EPA, and Justice Department policies over the past year), AND SCOTUS all are involved in law making.

    stay down, you're beat.

    Rosebowl91

  • zitorocks said...

    "Read my lips. . ." went over well in re-election didn't it?

    I think what Romney shoud really drive home is that the center piece of the Presidents first term was something he campaigned against in the primaries...that and all the other lies (250k, gitmo, etc...)

    The bigger the government, the smaller the citizen - Dennis Prager

    TrojanMonkey

  • I wished they would have rewritten the Valor Act too.

    May as well just rewrite all legislation that comes to them in order to make it constitutional.

    This post was edited by zitorocks on 6/28/2012 at 10:56 AM

    zitorocks

  • GauchoGreg said...

    One thing you will likely see pretty soon, is more companies dropping coverage for their employees. The costs of penalties will likely be incorporated into the pricing of goods and services, but the burden of dealing with health care, and the knowledge the law provides the subsidized coverage, will encourage businesses to drop coverage. They may wait until November/January, to see how the election goes, but many businesses have, no doubt, been waiting to see how the SCOTUS decision went.

    that is why we needed this, companies have been cutting coverage for years. We can not count on that model.

    Rosebowl91

  • TroyVUSC said...

    So what does this mean to the average person who works and has insurance coverage thru their jobs.

    All I know is the costs of insuring my family keeps skyrocketing and the medical care I get is getting worse. It seems harder and harder to get timely appointments with my PCP.

    I still don't know how Roberts justified it being a tax when clearly the intent was a penalty not a tax and was never put out as a tax. You would think that he would have said neigh to the penalty and say write up a bill with a defined tax.

    Either way (pass or no pass) the middle class is still screwed in this, as insurance costs continue to climb at extreme rates and I don't see that stopping. My job can't continue to eat the increased cost and i can't afford to pay any more out of pocket. It truly is a no win situation.

    The owner of my company says he'll look at all options (including not providing it at all)

    The bigger the government, the smaller the citizen - Dennis Prager

    TrojanMonkey

  • USCMichigander said...

    I decided to scrap Avignon, there were no hostels there. I could have bought a room for two in a hostel-type place, but I rolled solo. I was then going to go to Nice, but I met these two awesome Aussies in Paris, so I stayed an extra day there, and added an extra day to Barcelona, and the Aussies decided to travel with me there too. The train ride to Barcelona made me regret not spending more time in the south of France/Europe, but alas my internship started mere hours after I arrived so I didn't have the time.

    Next time.

    Yeah, it is often a good idea to simplify trips like yours, and make less stops. Of course, you miss out on some good stuff. I can assure you, the South of France is a place you want to visit. I believe it is really more true to France, VERY different than Paris, and the food is incredible. But it sounds like you made a good call for what you were doing. You will definitely have to let us know a little bit about your time in Barcelona.

    GauchoGreg

  • Rosebowl91 said...

    that is why we needed this, companies have been cutting coverage for years. We can not count on that model.

    You crack me up. I am a perfect example of how this is fucked up. I was actually taking care of my own coverage, not through an employer. I was doing so in a way that was not too expensive, and was no burden on our public tax rolls. But Obamacare will screw me. I will be forced to spend fucking insane amounts more, or go on the Public system, which will cost us all WAY more. Obama/Reid/Pelosi did not do anything but compound the problems.

    If he wanted to fix things, the solution is to give everyone, not just employers, the tax break. Give portability. THEN, we could have been taken out of that problem, which you think has somehow been handled by Obamacare.

    By the way, how the hell is it going to work when people stop buying coverage until they need care?

    GauchoGreg

  • TrojanMonkey said...

    The owner of my company says he'll look at all options (including not providing it at all)

    It will put his competition in a great place to lure away great talent by offering great coverage.

    cstory80

  • Greg

    I am getting some scrip to go to the River House to stay and to eat. I will buy you the biggest fucking, fattest piece of red meat that place can grill up...

    ...before Obama makes that illegal.

    Low5Point

  • GauchoGreg said...

    What was your favorite parts of Barcelona.

    How did you like Avignon?

    The tapas (cheap, delicious, octopus for breakfast every morning), the beaches, the Catalan culture (I had no idea of the Catalunya/Spain rift), the Orwell/Hemingway/Picasso stuff, the laid back culture. I wasn't a fan of Gaudi's work but I went around La Sagrada Familia and spent part of a few days at Guell Park. There were some awesome clubs, but in all honesty I'm more of a bar/conversation guy. I was there during a huge F1 race, so that was cool.

    Barcelona was a seriously awesome place.

    signature image

    I will not be working with you, but against you. - USC Outsider

    USCMichigander

  • Romney is falling back on the same tired misrepresentation about the Affordable Care act.

    Do Republicans wish they had a candidate who had better standing to argue against the law? After all, his whole case was that it was illegal for the federal government (but OK on the State level), now that we have confirmation it is OK on the Federal level he really has to go against his own law. He is neutered on the issue. He can talk tough when no one challenges him, but in a debate it will be interesting to see how he reacts when someone pushes back.

    Rosebowl91

  • cstory80 said...

    It will put his competition in a great place to lure away great talent by offering great coverage.

    true, in my case I'll just go over to wifes policy. But it does change things. And right now it's the employers market. You should see the stack of qualified people that send me resumes that get the not interested Form Letter.

    The bigger the government, the smaller the citizen - Dennis Prager

    TrojanMonkey

  • Rosebowl91 said...

    Romney is falling back on the same tired misrepresentation about the Affordable Care act.

    Do Republicans wish they had a candidate who had better standing to argue against the law? After all, his whole case was that it was illegal for the federal government (but OK on the State level), now that we have confirmation it is OK on the Federal level he really has to go against his own law. He is neutered on the issue. He can talk tough when no one challenges him, but in a debate it will be interesting to see how he reacts when someone pushes back.

    I heard him say last night that he thinks it's unconstitutional but we'll find out tomorrow. And if it's upheld it's bad policy and he promises to try to over turn it.

    The bigger the government, the smaller the citizen - Dennis Prager

    TrojanMonkey

  • 901Club said...

    The opinions, for those that want them

    http://www.supremecourt.gov/opinions/11pdf/11-393c3a2.pdf

    FWIW, I just chatted with a friend who clerks for one of the justices. She said she has known about the decision for months...

    I wonder what the odds were for Roberts being the swing vote...a gazillion to one?

    signature image

    Nickell Robey Fan Club Member "Coach, I don't mean any disrespect, but I want you to know I never get tired." -- Morgan Breslin

    TrojanEconomist

  • Rosebowl91 said...

    Romney is falling back on the same tired misrepresentation about the Affordable Care act.

    Do Republicans wish they had a candidate who had better standing to argue against the law? After all, his whole case was that it was illegal for the federal government (but OK on the State level), now that we have confirmation it is OK on the Federal level he really has to go against his own law. He is neutered on the issue. He can talk tough when no one challenges him, but in a debate it will be interesting to see how he reacts when someone pushes back.

    Actually, many of us are glad he is going this route, as we want the next POTUS to be appointing justices more in line with Alito than that of Roberts. I would strongly encourage him to have that a part of his campaign. Campaign on the premise that he wants us to have more liberties, not SCOTUS. The idea that SCOTUS has the Liberty to re-write law, that Congress has the liberty to so fundamentally alter our lives, that the Executive Branch has the Liberty to create law, not just enact/enforce law, would be a great overall philosophy to campaign on. Have that go along with the premise that such a smaller government gives business more Liberty and ability to function, and that gives us all much more potential for prosperity, is something I believe the American People will support as our economy and employment situation (and housing, etc.) continues to languish.

    GauchoGreg

  • TrojanEconomist said...

    FWIW, I just chatted with a friend who clerks for one of the justices. She said she has known about the decision for months...

    I wonder what the odds were for Roberts being the swing vote...a gazillion to one?

    you have to give the court credit, they can keep a secret.

    When Scalia lashed out at Obama in the Arizona Immigration ruling I actually got secretly optimistic, he couldn't contain his anger.

    Rosebowl91

  • TrojanMonkey said...

    I heard him say last night that he thinks it's unconstitutional but we'll find out tomorrow. And if it's upheld it's bad policy and he promises to try to over turn it.

    for months he insisted it was unconstitutional. I guess like everything else he does he started hedging his bets.

    Rosebowl91

  • I have to say, that I agree with the way that Roberts ruled. IF it is looked at as a tax, then it is constitutional under congress' authority to levy taxes. However, the Obama administration and congressional Democrats have gone out of their way to ensure the American public that this is not a tax.

    So which is it? In order to claim this as a victory, Obama needs to admit that he has raised taxes on the middle class.

    Also, since this was not classified as a tax, does this ruling require congress to revisit the law ans classify it as a tax? I do not think they have the political capital to get it passed as a tax (nor, do I think it EVER would have passed if it was classified as a tax). I am curious as to what the ramifications of the decision are.

    In the end, people do not like the mandate, but do like some of the provisions in the law. The prudent thing to do is for the GOP to propose a new law that replaces this one that includes the provisions that people like, remove the mandate and improve the law by lifting the restrictions on interstate competition and including tort reform. That would be a BIG win for the GOP.

    PS -- for those that claimed that non-commerce was open for regulation under the commerce clause, this decision proves you wrong...however, it opens a loophole that allows congress to tax you for non-commerce. How would liberals feel if congress passed a law that requires everyone to own a gun in order to make the country safer, or you will be fined? This decision opens up a VERY dangerous and slippery slope.

    This post was edited by deetj13 on 6/28/2012 at 11:14 AM

    deetj13

  • So, under Obama we are in line for a full selection of NEW TAXES. And BIG increases in taxes, not just little ones. Obamacare taxes (personal mandate tax, innovative device providers tax, W-2 tax, etc. Then, the expiration of Bush Tax rates tax hike. Death tax hike. I know I'm missing some other doosies.

    So much for Obama's promises of no new taxes for anyone but the "rich".

    How many of us will just consider the mandate to be a new tax, since that seems more "civil", which really makes me feel better about just paying it, rather than paying for health insurance, knowing that I can simply just pay for the coverage when I need it?

    GauchoGreg

  • deetj13 said...

    I have to say, that I agree with the way that Roberts ruled. IF it is looked at as a tax, then it is constitutional under congress' authority to levy taxes. However, the Obama administration and congressional Democrats have gone out of their way to ensure the American public that this is not a tax.

    So which is it? In order to claim this as a victory, Obama needs to admit that he has raised taxes on the middle class.

    Also, since this was not classified as a tax, does this ruling require congress to revisit the law ans classify it as a tax? I do not think they have the political capital to get it passed as a tax (nor, do I think it EVER would have passed if it was classified as a tax). I am curious as to what the ramifications of the decision are.

    In the end, people do not like the mandate, but do like some of the provisions in the law. The prudent thing to do is for the GOP to propose a new law that replaces this one that includes the provisions that people like, remove the mandate and improve the law by lifting the restrictions on interstate competition and including tort reform. That would be a BIG win for the GOP.

    You are missing the point. Congress doesn't need to do anything to keep Obamacare. SCOTUS is now part of the Legislative process.

    GauchoGreg

  • GauchoGreg said...

    So, under Obama we are in line for a full selection of NEW TAXES. And BIG increases in taxes, not just little ones. Obamacare taxes (personal mandate tax, innovative device providers tax, W-2 tax, etc. Then, the expiration of Bush Tax rates tax hike. Death tax hike. I know I'm missing some other doosies.

    So much for Obama's promises of no new taxes for anyone but the "rich".

    How many of us will just consider the mandate to be a new tax, since that seems more "civil", which really makes me feel better about just paying it, rather than paying for health insurance, knowing that I can simply just pay for the coverage when I need it?

    In fact, this TAX is aimed directly at those who can afford it least. It will impact those who are not poor enough to receive Medicaid, but not rich enough to afford and willing to budget in health care to their stretched budgets. All at a time when these people can afford it the least.

    Low5Point

  • GauchoGreg said...

    So, under Obama we are in line for a full selection of NEW TAXES. And BIG increases in taxes, not just little ones. Obamacare taxes (personal mandate tax, innovative device providers tax, W-2 tax, etc. Then, the expiration of Bush Tax rates tax hike. Death tax hike. I know I'm missing some other doosies.

    So much for Obama's promises of no new taxes for anyone but the "rich".

    How many of us will just consider the mandate to be a new tax, since that seems more "civil", which really makes me feel better about just paying it, rather than paying for health insurance, knowing that I can simply just pay for the coverage when I need it?

    Obama's win is not so much of a win as a cause for the GOP.

    Politically, I do not know that Obama feels really all that good that his greatest achievement has been labeled as one of the largest tax increases in US history by the SCOTUS.

    deetj13